Insurance for Small to Medium Enterprises with RSA

The Commercial Insurance Fundamentals webinar offers a comprehensive exploration of preparing effective commercial submissions for Small to Medium Enterprises (SMEs). Brokers will gain valuable insights into essential risk details required for both property and liability coverage. Our experienced presenters will address frequently encountered policy wording questions that often arise during the submission process, with special attention to efficacy clauses and claims experience documentation.

The session will examine the specific information property owners need to provide regarding business tenants, including detailed tenant processes, tenancy agreements for any residential components, and comprehensive documentation of building materials such as insulation types. Attendees will learn best practices for submission documentation, including proper address verification with Eircodes, professional photography techniques that clearly illustrate coverage areas, and effective presentation of machinery and housekeeping standards. The webinar will also cover strategies for including relevant company information and product listings to strengthen submissions.

Key Webinar Outcomes for Attendees:

• Master the navigation of common policy wording complexities, particularly regarding efficacy coverage, while learning how to effectively present claims experience documentation including reserve details
• Develop expertise in documenting property ownership details, including comprehensive tenant information for both commercial and residential occupancies, and proper identification of building materials and insulation types
• Gain practical skills in submission preparation, including proper address verification with Eircodes and professional documentation techniques
• Learn best practices for visual documentation, including strategic photography that clearly illustrates coverage areas, machinery conditions, and housekeeping standards
• Understand how to effectively incorporate company information and detailed product listings to strengthen commercial submissions and expedite the underwriting process